Compare Plans

CSA offers two Vacation Ownership Insurance plans. The main differences are the maximum coverage and term limit of each policy.

The Per Trip Plan is ideal for owners who use their timeshare on a predetermined schedule or want to insure additional travel arrangements such as airfare.

The Annual Plan is designed for owners who have the flexibility to use their timeshare for multiple vacations throughout the year.

Note: Please contact your timeshare/resort management firm to see if it offers the Per Trip or Annual plan.

The table below compares maximum coverage limits of the Per Trip Plan and Annual Plan.

Insurance Coverages
(Underwritten by Stonebridge Casualty Insurance Company)

Coverage*

Maximum Coverage Limits Per Trip

 

Per Trip Plan
(VOI100)

Annual Plan
(VOI365)

Maintenance Fee and Exchange Fee Cancellation

100% of Maintenance & Exchange Fees Insured (up to $1500)

100% of Maintenance & Exchange Fees Insured (up to $25,000)

Maintenance Fee and Exchange Fee Interruption

100% of Maintenance & Exchange Fees Insured (up to $1500)
100% of Maintenance & Exchange Fees Insured (up to $25,000)

Trip Cancellation (Excludes Maintenance and Exchange Fees)

100% of Trip Cost

N/A

Trip Interruption (Excludes Maintenance and Exchange Fees)

100% of Trip Cost
N/A

Travel Delay

$300
($150 Daily Limit)

$1,000
($200 Daily Limit)

Baggage and Personal Effects

$1,000

$1,000

Baggage Delay

$200

$500

Medical or Dental Expense

$10,000

$10,000

Travel Accident (Accidental Death and Dismemberment)

$50,000

$25,000

Emergency Assistance (Emergency Medical Transportation)

$50,000

$50,000

*Coverage is provided up to 10 travelers to all persons occupying the property listed on the reservation confirmation. This plan is available to U.S. residents or to non-U.S. residents for travel to the U.S. (if the plan is purchased through a U.S. vacation ownership company).

Take it for a Test Drive with Our 10-Day Free Look!

If you purchase this plan and are not completely satisfied, simply return your Description of Coverage to your vacation ownerhsip company within 10 days of receipt. Include a letter indicating your desire to cancel. If you haven't already left on your trip, you will receive a full refund.

Ready to Buy? Want to Learn More?

Ask your timeshare company/ resort manager about CSA Vacation Ownership Insurance or call CSA toll-free at 866-321-3001.

Do You Manage or Develop Timeshare/Resort Properties?

Learn why you should offer this valuable coverage to your vacation owners by visiting the Property Managers Resources page.